Lexis Nexis’s The Banking Law in Theory and Practice (3 Volumes) by S N Gupta – 7th Edition 2025.

Banking and financial law is no longer confined to paper ledgers and negotiable instruments; it is driven by complex debt transactions, digital payment ecosystems, and stringent insolvency protocols. The Banking Law in Theory and Practice (7th Edition, 2025) is engineered to navigate this exact shift. Originating from the brilliant legal mind of late Shri S.N. Gupta, this 3-volume encyclopedia is universally respected for bridging abstract legal principles with practical courtroom and corporate applications. The 7th Edition seamlessly integrates modern layers like the IBC and fintech regulations while retaining its foundational mastery.

Traditional Banking Foundations

The treatise retains its unmatched, exhaustive analysis on the core subjects that dictate day-to-day banking operations:

• Account Mechanics & Protections: In-depth coverage on the protection afforded to paying and collecting bankers, special accounts, and the nuances of the bankers’ lien.

• Negotiable Instruments & Guarantees: Decodes the complexities of dishonor of cheques, laws relating to performance guarantees, surety’s liability, and mortgage enforcement.

• Landmark Judgments: A marquee consolidation of significant laws and judicial precedents from various High Courts and the Hon’ble Supreme Court of India.

The Modern Financial Era: IBC, Fintech & Cyber Risk

This edition stands out by heavily emphasizing the critical role of legal and corporate due diligence in managing regulatory risks today:

• Insolvency & Bankruptcy (IBC): Updated with a detailed discussion on the mechanism of the insolvency process, its evolving challenges, and its achievements so far.

• Digital Frauds & Cyber Forensics: A crucial, highly informative chapter addressing diverse cyber threats—ranging from ransomware attacks to the alarming rise of digital arrests—and advanced fraud mitigation strategies using data analytics.

• Borrowing, Lending & MSMEs: Highlights the legal and practical nuances of debt and bond transactions, navigating liquidity crises, and the specialized law and practices related to MSMEs and financial inclusion.

Who Should Buy This Book?

• In-House Corporate Counsels & Bank Legal Teams: The ultimate desk reference for drafting foolproof guarantees, managing credit risks, and deploying cyber forensic protocols.

• Banking Lawyers & Advocates: The most authoritative courtroom weapon for arguing debt recovery, insolvency resolutions, and cheque dishonor cases.

• Judges & Financial Analysts: Provides a panoramic, highly organized view of the interplay between financial creditors and debtors in the evolving Indian legal landscape.

About the Legendary Author & Editors

Shri S.N. Gupta (Late)

Shri S.N. Gupta was one of India’s most pioneering legal scholars and authoritative writers on banking and financial services regulations. As a renowned advocate, he founded the prominent full-service law firm SNG & Partners. His treatises, including Law Relating to Guarantees and Dishonour of Cheques, have guided generations of practitioners across both domestic and international markets.

The 7th Edition Editorial Team

Following his passing, Shri S.N. Gupta’s profound legal insights have been preserved and adapted through periodic updates. The latest 3-Volume hardback set (7th Edition, 2025) was meticulously updated and released by his son, Rajesh Narain Gupta (Founder & Chairman of SNG & Partners), alongside Amit Aggarwal (Managing Partner) and an expert editorial team. They ensure the text accounts for India’s massive financial reforms, successfully bridging traditional paper banking with contemporary digital infrastructure.

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